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Home Loan Eligibility Calculator
Estimate the home loan amount you can avail using the FOIR (Fixed Obligations to Income Ratio) method.
Loan Eligibility
₹57,61,542
Suggested EMI
₹50,000
Debt-to-Income
50.0%
How we estimated this
- 50% of Income
- ₹60,000
- Less: Existing EMIs
- – ₹10,000
- Available EMI Capacity
- ₹50,000
- Tenure
- 20 years (240 months)
- Rate
- 8.5% p.a.
Actual sanction depends on credit score, employment, property valuation and bank-specific norms.